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What is Car Hire in Valencia Without a Credit Card?
Hiring a car in Valencia is a wonderful way to explore the city and its rural surroundings. Discover charming villages, cruise down coastal roads, and visit must-see attractions – with so much to do, it’s no wonder Valencia is a popular destination for car hire.
At Enjoy Travel, we want car hire to be as simple as possible. But what if you don’t have a credit card in your name? We’ve got you covered – this is your guide to renting a car without a credit card in Valencia. We cover all aspects of hiring a car without a credit card, including where you can hire a car without a credit card and common policies.
Most car hire companies require drivers to have a credit card in their name. Credit cards are a security net for credit card companies – security deposits are easily recovered, and the payments are more traceable than other payment options. However, not everyone has a credit card. Some car hire companies accept alternative payments, making car hire without a credit card straightforward. Not all car hire companies accept alternative payments for the security deposits – just the car hire payment – so look out for this.

What are the benefits of renting a car without a credit card in Valencia?
Avoid international fees: Some credit cards incur international fees when using a credit card abroad.
Avoid high-interest fees: While the deposit is put on hold, meaning you can’t spend it, it will be recovered in the case of damage, fines, etc. If your credit card has high-interest fees, you will likely be charged.
Pay additional coverage and no deposit: If you don’t have a credit card, some car hire companies require renters to purchase their insurance and forgo paying a deposit. We recommend checking with that specific branch to avoid paying for coverage twice. This way, you don’t have to worry about getting your deposit back, and you’re covered by the car hire company’s insurance. However, this is typically more expensive than regular coverage, so bear this in mind.
What are the common policies for car hire in Valencia?
- You must be at least 21 years old to hire a car in Spain. Some car hire agencies require renters to be at least 23 years old.
- Most car hire agencies require drivers under 25 years old to pay a surcharge.
- Drivers must have held a full licence for at least 1 year.
What alternative payment options are available for car hire in Valencia?
Those who don’t have a credit card in their name have options. Some car hire companies accept cash and debit cards.
How can you rent a car without a credit card in Valencia?
Hiring a car without a credit card in Valencia can seem like a long-winded process, but it can be straightforward. If you have a debit card, you can hire a car from several car hire companies in Valencia. The general process is the same as with a credit card – you’ll clear the car hire payment, and then a deposit hold is put on your debit card, which should be returned in full up to 15 days after drop-off. Make sure that your bank account has enough to cover the car hire payment and the deposit.
Not all branches have the same payment policies. We recommend contacting the specific branch you are hiring from to confirm their policies on debit card payments – they might require those paying with debit cards to purchase additional coverage.
How can you rent a car with a prepaid card in Valencia?
Unfortunately, no major car hire companies in Valencia accept prepaid cards.
How do you rent a car using cash in Valencia?
While cash is not widely accepted for car hire payments in Valencia, it is accepted in some cases. Enterprise, for example, sometimes accepts cash payments. We recommend checking with the branch.
Can I use a debit card to pay for the security deposit in Valencia?
Several car hire agencies in Valencia accept debit card payments for the security deposit. Ensure that the car hire company confirms that you can pay the deposit via debit card. Some say they accept debit cards for the car hire payment but require a credit card for the security deposit.
When should you consider renting a car without a credit card in Valencia?
- You don’t have a credit card.
- You want to have full control of your finances on your Valencia trip.
- You don’t have enough credit limit on your card.
- Your credit card has high interest rates.
Why do some car hire companies require a credit card in Valencia?
Car hire companies generally prefer renters to use a credit card for several reasons. The main one is the security deposit. The deposit is put on hold on a credit or debit card, meaning that it cannot be spent. In the event of damage, traffic fines, or contract breach, car hire companies will recover the necessary amount from the deposit. Credit cards with enough credit limit will have the funds to pay up. Debit cards are trickier – if the bank account doesn’t have sufficient funds, it’s harder to recover the money.
Why is it important to understand security deposits?
Security deposits can be a lot of money and understanding what they involve can help ensure you get your money back. Traffic fines, damages, cleaning charges, and contract breaches, such as exceeding the mileage limit, can result in having to pay out. Part of the deposit permanently leaves your account, and this isn’t always covered by insurance. Read the car hire contract carefully and ask any questions you might have.
We recommend taking pictures of the vehicle on your phone, even if you don’t initially see any damage.
Why should you check local policies and restrictions in Valencia?
It’s important to know local policies and restrictions whenever driving abroad. Avoid expensive fines and tickets by brushing up on Valencia’s general policies, such as driving on the right-hand side, child seat restrictions, alcohol limits, speed limits and more.
It’s a good idea to understand the car hire company’s payment policies, too.
We also recommend checking the policies of the car hire company you choose. Policies can sometimes differ depending on the branch, too.
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