Zero Excess Malaga Car Hire

Why You Should Choose Zero Excess Car Hire in Malaga

There are a shedload of reasons for picking Malaga zero excess car hire – here are just a few.

There’s the reassurance to consider and this is top of the pile for many drivers. When you’re not worried about unexpected out-of-pocket expenses, you’ll enjoy your trip all the more. Zero excess coverage removes the financial burden of a large deposit (typically levied with a standard car insurance package).

Furthermore, reduced stress and anxiety go hand in hand with reassurance because you can focus on the road and immersing yourself in the full Malaga experience with your new-found driving swagger.

In the longer term, paying a premium for zero excess might actually be cheaper than coughing up the extra cash for excess, and the whole insurance claims process is swifter, smoother and less stressful, because there are no arguments about who’s responsible for what.

Top Zero Excess Car Hire Providers in Malaga

There are several Malaga zero excess car hire providers to choose from, but Niza Cars is as good an example as any.

This partner offers zero excess car hire through the ‘Star Cover’ package, which features zero liability for bodywork damage (very useful because you won’t be charged for to dents, scratches, or dings to the vehicle’s body). And an easy claims process means Niza Cars handles everything directly with their provider, meaning you don’t have to go to any bother.

That said, the choice is yours. And whoever you opt for, there are a few things to watch out for with any zero excess car hire package. First off, beware of excess coverage limitations. Because the Star Cover protects the bodywork, but possibly excludes damages to other parts like windows, tires, wheels, undercarriage, or the car's interior. All said, check the fine print carefully to confirm all the inclusions and exclusions.

Furthermore, because zero excess is usually more expensive upfront than standard excess, your daily rate for car hire will go up, so you’ll have to factor this in to your budgeting. And in certain instances, zero excess might be offered to you as a waiver which reduces your liability but doesn’t actually involve insurance – ask for clarification to ensure your coverage is as comprehensive as it appears on the face of it.

Always check the terms and conditions carefully, weigh up coverage options from different providers and have a good think about your own risk tolerance – because if you’re a naturally confident driver comfortable with reasonable risk, you may feel zero excess car insurance isn’t your best option at all and opt for a standard package.

Zero Excess Car Hire in Malaga: Save Time and Money

We’ve already explained many of the regular ways Malaga zero excess car hire can save time and money, but there are several slightly unorthodox reasons too.

For instance, you might be offered a vehicle upgrade because when you waive excess insurance, you’re potentially viewed as less of a risk.

Furthermore, because your credit card isn’t blocked by a big security deposit, it’s free to use for other expenses if necessary, and there are some occasions when zero excess makes one-way rentals not only possible but also affordable (this is when you pick up your vehicle in Malaga and drop it off in another place).

What is Zero Excess Car Hire and How Does it Work

Fancy a quick breakdown of the way zero excess car hire actually operates in the real world? Course you do!

With standard car rentals, there’s a set amount you pay if the car gets damaged, called the ‘excess’. However, there’s no such thing with Zero excess car hire.

You can usually get zero excess car hire in a couple of ways. First off, as a rental firm extra – where you pay an additional fee on the standard rental price. However, things like undercarriage and tyres are not included, so be careful.

Alternatively, there’s independent insurance, where you buy a separate zero excess package prior to your trip. This can work out cheaper and also occasionally offers broader coverage.

The main thing is, zero excess means you don’t pay anything up front for any damages (within policy terms), and this times you lots of time and a big headache at the rental desk. Just remember certain exclusions usually apply, so be careful.

How to Find Zero Excess Car Hire in Malaga

Adding zero excess car hire as part of the booking process on a major car hire provider’s site is reasonably easy.

And using a comparison site (like Enjoy Travel) might be the best way to compare deals from a range of competitors quickly and benefit from exclusive deals.

But to be completely transparent, there are other ways. For instance, some local Malaga car rental firms might be able to negotiate a good deal on zero excess on your behalf.

And if you’re a member of any travel clubs or professional organisations, they might help you bag a brilliant deal from one of their partners.

And don’t forget local rental companies – you might get a deal with them directly if you’re willing to pay a base rate that’s slightly higher than usual.

So shop around and mull over your options. Just be careful to check reviews so you’re assured any firm you’ve not dealt with previously is up front and reputable.

How to Drive Safely and Responsibly in Malaga

Malaga’s a place to cruise gently around rather than rush through. So be mindful of the speed limits and careful of pedestrians, cyclists, scooters and motorbikes.

Use official parking bays and garages and be aware parking can be tight, don’t drink and drive and stay alert, especially on those terrific but tricky coastal runs. Use your headlights and drive cautiously on mountain roads and in general always drive defensively.

What to Do in a Road Traffic Accident or Emergency in Malaga

Please try to keep cool if you’re in a road accident in Malaga. If anyone’s injured (or your suspect they are) then call 112 immediately for the emergency services.

Turn on your hazard lights and if it’s safe, move the vehicle off the road and out of the way of traffic. Swap contact details with the other driver but admit no fault, then complete a "Parte Europeo de Accidente" (European Accident Report). Photograph the scene and all damage if you can, then contact your insurer as soon as you’re able. Even if the bump is minor, don’t leave the area without following all of these steps.

How to Avoid Extra Charges on My Zero Excess Car Hire in Malaga

It’s important to avoid extra charges, even if you have a zero excess policy.

So don’t take add-ons you don’t need, if possible, prepay fuel to avoid bumped up rates, and bring the car back clean to avoid charges for valeting. You should also snap photos of your vehicle at pickup before driving away, to record any preexisting damage.