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Can I Rent a Car Without a Credit Card in Romania?
When visiting Romania, the best way to get around is, without a doubt, via car. Romania is home to some beautiful regions, such as its capital Bucharest, Brasov and of course the intriguing region of Transylvania.
The best way to find all of these wonderful places in Romania is by car – but most car rental companies require you to have a credit card.
Unfortunately, this often means that drivers who do not have a credit card feel put off from hiring a car in Romania – but this article will explain exactly why this is not something to worry about, as well as alternative payment methods for hiring a car for your Romania trip.
What is Car Hire in Romania Without a Credit Card?


The primary reason many people choose to hire a car when visiting Romania is the convenience it offers. Renting a car is often more reliable and quicker than public transport and generally more economical than taking taxis for every journey.
However, most rental companies require a credit card to hold a deposit. This deposit is returned upon the safe return of the car, provided it is in the same condition as when picked up.
If you opt to pay the deposit using a debit card, it signifies that you have enough funds in your current account to cover it – which can sometimes total a large sum, even thousands of pounds.
Even if you have sufficient funds, using a debit card means you may be without that deposit money for up to 15 working days, as the refund process typically takes longer than with credit card transactions.
What are the Benefits of Renting a Car in Romania Without a Credit Card?
Saving time is a key benefit of renting a car in Romania without a credit card. You won’t need to worry about passing a credit check or having a high enough limit on your credit card. By using a debit card, you confirm that you have the necessary funds available for the deposit, thus streamlining the process.
What are the Common Policies for Car Hire in Romania?
Car hire policies in Romania are generally consistent with those across Europe.
Drivers must be at least 21 years old and have held their licence for at least one year. This requirement applies regardless of age; for instance, if you are 35 years old, you must still have held your driving licence for at least one year at the time of hiring.
Romania also enforces a young driver surcharge, meaning drivers aged 25 or under are subject to this fee and may face restrictions on the types of vehicles they can hire, typically excluding luxury vehicles and sports cars.
At the other end of the age spectrum, the maximum age for renting a car in Romania is 70 years.
What Alternative Payment Options Are Available for Car Hire in Romania?
For those who prefer not to use a credit card for car hire in Romania, several alternative payment options are available.
Most suppliers accept debit cards alongside credit cards, but it’s always wise to check with individual companies beforehand to avoid disappointment.
Some suppliers also accept cash payments. The currency in Romania is the Romanian Leu, with £1 equivalent to approximately 6 Romanian Leu. Many Romanian businesses also accept Euros and occasionally US dollars.
Prepaid cards are sometimes accepted for car hire in Romania as well.
How Can You Rent a Car Without a Credit Card in Romania?
The rental process for a car without a credit card in Romania is similar to that with a credit card, with the primary difference being the immediate funds deducted.
The deposit amount is generally the same whether paying via credit or debit card; however, funds will be withdrawn from your current account when using a debit card, whereas they will be held on the credit card if that option is chosen.
This can lead to significant amounts being held, so be prepared for the possibility of being without your deposit money for the entire rental period and up to 10-15 working days after, ensuring you have enough remaining in your account to cover other bills.
Where Can You Rent a Car Without A Credit Card in Romania?
Here are a few suppliers where you can rent a car without a credit card in Romania:
Hertz
Hertz accepts car rental deposits without a credit card, but customers must use a debit card, as Hertz does not accept cash payments in Romania.
Sixt
Sixt also offers car rentals without requiring a credit card. They accept prepaid cards, vouchers, and debit cards, but cash is not accepted.
Europcar
Europcar, a branch of the larger Enterprise, accepts various payment methods, including cash. If you plan to pay in cash when hiring a car in Romania, Europcar is your best bet.
Avis
Avis allows alternative payment methods (excluding cash). However, if you pay with a debit card, it must be in the name of the main driver rather than a passenger.
How Can You Rent a Car with a Prepaid Card in Romania?
Some suppliers, such as Europcar, allow prepaid cards when renting a car in Romania.
How Do You Rent a Car Using Cash in Romania?
As previously mentioned, Europcar accepts cash payments for car hire in Romania. This can be beneficial for those without a credit card or who prefer to pay cash. However, be prepared for the amount required, as it may be substantial.
Can I Use a Debit Card to Pay for the Security Deposit in Romania?
Most companies that accept debit cards also allow the security deposit to be paid with a debit card. However, this is not universal, so always verify with each supplier beforehand. Typically, the debit card used for the security deposit must be in the main driver’s name, not that of any passengers.
There may be a surcharge for paying the security deposit with a debit card instead of a credit card, usually in the range of £50 or 300 Romanian Leu.
When Should You Consider Renting a Car Without a Credit Card in Romania?
If you do not possess a credit card, or if the main driver in your party does not, exploring alternative payment methods for renting a car in Romania is advisable.
Why Do Some Car Hire Companies in Romania Require a Credit Card?
Credit card deposits serve as a safety net for car rental companies in Romania. In the event of an accident, speeding ticket, or parking fine, the costs can be deducted directly from the deposit held on the card.
Transactions conducted via credit cards are easier to manage and track compared to debit card transactions, especially cash transactions, which are challenging to trace.
Why Is It Important to Understand Security Deposits?
A common misconception is that security deposits solely benefit the rental company, not the customer.
In reality, while security deposits do protect the rental company, they also serve to protect the customer. If customers want their full deposit refunded, they are encouraged to drive safely and respect the hired vehicle. Consequently, the car is returned in the same condition it was rented, allowing the customer to receive their entire security deposit back.
Why Should You Check Local Policies and Restrictions?
It's crucial to check local policies and restrictions before renting a car to ensure that the rules and regulations are up-to-date. For example, the Romanian government might implement a law requiring all car rentals to be paid for using a credit card. Always confirm with individual suppliers regarding any changes to payment methods in advance.
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