Without Credit Card Portugal Car Hire

What are the Benefits of Renting a Car in Portugal Without a Credit Card?

Saving time is the main benefit of not using a credit card when hiring a car in Portugal. Some car hire companies run credit checks on customers who are using credit cards, and this can take a long time to do. In addition, applying for a credit card can also be a tedious process if you do not already have one.

By not using a credit card for the hire car deposit, you can save a lot of time and hassle.

What are the Common Policies for Car Hire in Portugal?

To hire a car in Portugal, drivers must have a valid international driving licence, with at least one year of driving experience on the licence.

Unlike some other European countries, the age range for hiring a car in Portugal differs according to the discretion of individual suppliers. Generally, the minimum age to hire a car is 21 years old, but (for example) customers can hire a car from Sixt aged 18, so long as they have at least one year of driving experience on their driving licence.

There is also a young driver surcharge in Portugal, which means that drivers under 25 years old are subject to paying a larger fee when hiring a car. Similarly, most drivers over 75 years old will not be granted a hire car.

What Alternative Payment Options Are Available for Car Hire in Portugal?

There are several alternative payment options for car hire in Portugal as opposed to using a credit card.

For instance, using a debit card is accepted by most major rental companies, although you can be expected to pay the full amount upfront, meaning that you must have sufficient funds in your current account to do so.

Some companies also accept payment in cash – the currency used in Portugal is the euro.

Unlike some other European countries, prepaid cards are not accepted for car hire in Portugal.

How Can You Rent a Car Without a Credit Card in Portugal?

If you opt to use a debit card to pay for car hire in Portugal, then the funds will be taken immediately – this can be a major financial hit for some people, so make sure that you have enough in your current account to do so. While not always the case, it can sometimes add up to hundreds or even thousands of euros taken at one time.

Some companies also take a fuel deposit, which will be returned, but again it is important to make sure that you have sufficient funds to be able to pay for this in your current account if this is the case.

How Can You Rent a Car with a Prepaid Card in Portugal?

Prepaid cards are not accepted in Portugal for car hire.

How Do You Rent a Car Using Cash in Portugal?

Cash can be used to put down a deposit for car hire in Portugal. However, typically a large amount has to be taken, so you can expect hundreds to be taken in one go if you are opting to use cash. Most suppliers do not accept cash, so this is worth bearing in mind.

Can I Use a Debit Card to Pay for the Security Deposit in Portugal?

Yes, a debit card can be used in some instances. However, most suppliers require the security deposit to be paid with a credit card instead of a debit card. The amount is usually instantly charged, so having the right amount of funds in your account is essential.

When Should You Consider Renting a Car Without a Credit Card in Portugal?

If you do not own a credit card, or would not pass a credit check, then exploring alternative payment options for hiring a car is the logical step to take.

Using a debit card is accepted in some car hire companies, although cash is another method that is sometimes accepted by some car rental companies in Portugal.

However, using cash can make it harder to trace transactions than it can by using a debit or especially a credit card. It can also be dangerous to carry around large amounts of cash, so be aware of this if you plan on paying in cash rather than with a debit or a credit card.

Why Do Some Car Hire Companies in Portugal Require a Credit Card?

Generally, this is because it acts as a safety net for both the suppliers and the rental company.

Initially, because most credit cards have limits of upwards of £1,000, it means that there are sufficient funds for a deposit to be held, and transactions are easier to refund through credit cards as opposed to debit cards.

For the customer, it gives them the right mindset to treat the car carefully and respectfully to avoid any damages – meaning they will drive safely in order to receive their full deposit back.

Why Is It Important to Understand Security Deposits?

Similarly, security deposits protect both the company and the user through making sure that the rental company can take as much money back as they need should the car be damaged, while for the user it means that they can get their money back if the car is returned in the same condition it left the rental office in.

Why Should You Check Local Policies and Restrictions?

Before deciding to hire a car in Portugal without using a credit card, it is imperative to check local policies and restrictions to avoid disappointment. While almost all companies in Portugal accept credit cards as payment, some will not accept any other form of payment. Do your research beforehand so that you know which suppliers will offer alternative payment options if you plan on doing so. Happy travels and safe driving!