Zero Excess Guernsey Car Hire

Find the best "No Excess" deals in Guernsey

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No Excess Car Hire in Guernsey - Your protection package

On such a small island, you might be surprised at how challenging it can be to find zero excess car hire in Guernsey.

However, that’s why we’re here to help – in this article, we will go into an in-depth analysis of all things zero excess car hire, from the definition of zero excess to factors that you should consider when choosing this option, and even the rules of the road in Guernsey to help make you feel 100 times better about your upcoming Guernsey trip.

So, without further ado, let’s get into it below.

Why You Should Choose Zero Excess Car Hire in Guernsey

There are a number of key factors which stand out as to why you should choose zero excess car hire for your Guernsey trip, as opposed to regular hire car insurance.

Because zero excess offers full, complete protection – meaning that you will not have to pay any extra for other damages to the car, your insurance quote is your final price – it gives you peace of mind to go and enjoy your holiday instead of worrying about if you have enough money saved up to pay for any extra claims or damages to the car.

In turn, this makes it much easier to budget for your overall Guernsey visit, because of that exact reason: there are no hidden costs with zero excess car hire. You can even check the small print of your documents (and we highly suggest that you do!) to see that this really is the case. So once you know how much your zero excess car hire is going to cost, you can plan the rest of your holiday around this.

This flexibility makes it much easier to explore Guernsey by road with confidence, making your trip all that more enjoyable and relaxing.

Top Zero Excess Car Hire Providers in Guernsey

Europcar is the primary supplier for car hire in Guernsey, and they offer a number of reduced excess policies.

Both a full collision damage waiver and a full theft waiver are included in this reduced excess policy, making it an attractive option when choosing an insurance policy.

Furthermore, additional cover can be added for a small fee. In Guernsey, generally speaking, windscreen damage is not covered by either reduced or zero excess, while wing mirrors and the interior of the car can sometimes be excluded. Sometimes, you may wish to buy extra cover for the undercarriage of the car in case this is also excluded from the reduced excess policy.

More about this will be discussed later in the article.

Zero Excess Car Hire in Guernsey: Save Time and Money

Being able to save money on anything at all is a bonus in this current economic climate – so did you know that you can save both money and time by opting for zero excess car hire?

There are several reasons for this. Firstly, although zero excess policies are more expensive upfront, in the long term you will save more money, because of what we mentioned earlier: there are no hidden expenses.

Say you were unfortunate enough to be involved in a car accident or have a claim put in against you on your Guernsey trip, and several drivers and their passengers all put in claims against you – with regular hire car insurance, you could end up owing hundreds or even thousands of pounds to them. However, with zero excess policies, this is not the case – the excess is all covered by the insurance provider, meaning you do not have to pay any extra, saving you all those additional expenses.

Secondly, you can save on paperwork, too: no need to spend the first few hours of your holiday filling in numerous forms and reading terms and conditions that you don’t fully understand.

Zero excess claims are often resolved much quicker than regular insurance claims, too: again, because everything is already covered by the insurance provider.

What is Zero Excess Car Hire and How Does it Work?

Ensuring that you understand zero excess car hire is imperative before committing to buying a policy.

The first thing to do is read the documents thoroughly, until you are absolutely certain that you understand them, back to front. If you have any questions, simply ask the provider – whether that’s in person or online via a live chat service on the provider’s website, for example.

As mentioned earlier, some elements of a zero excess policy are generally excluded. These are typically wing mirrors, the undercarriage of the car, the windscreen and sometimes the vehicle’s interior.

In Guernsey, Europcar offers several additions to their reduced excess policies, so you can purchase wing mirror cover and windscreen cover as add-ons for a small fee. This is worth doing if you think that there might be any parts of the car that could be damaged and are not covered by the reduced or zero excess policy.

This is no reason to dismiss any zero excess policy, though: as mentioned earlier, Hertz offers several insurance add-ons, which for a small fee, can be worth adding on, especially if you are worried about damaging any parts of the car that are not covered by the policy.

You should also make sure that you know whether or not the zero excess is included in the base price of the insurance, or whether there will be an additional charge.

Next, make sure that you have all of the required documentation with you before purchasing the insurance. Generally speaking, you will need your driving licence, passport, booking confirmation number or email and a credit card. No deposits will be held on your credit card.

And the final step: get in your car and go and explore the beauty of Guernsey by road!

How to Find Zero Excess Car Hire in Guernsey

Google is your first port of call, right? It can be very tempting to simply jump onto Google and type in ‘zero excess car hire in Guernsey’ and be greeted in a split second with hundreds of pages claiming that they offer the best zero excess car hire in all of the Channel Islands. But how do you know which ones are the very best?

Using a comparison site such as Enjoy Travel is a much better and more reliable option. For starters, you are much more likely to come across exclusive providers and deals which are not listed anywhere else, including better deals than you might have had otherwise.

We mentioned earlier in the article that zero excess policies can save you time – well, so can searching for them via a comparison site such as Enjoy Travel. Our algorithm does all of the hard work, filtering through numerous car hire providers and saves you wasting away hours of your time trying to remember if provider number 8 was better than provider number 57.

All you need to do is have a quick scroll through the results generated by our algorithm and pick the one that suits your needs best – saving you hours and giving you more time to pack your bags and get your flights to Guernsey booked.

The Most Important Factors to Consider: Reputation, Customer Service, and Vehicle Quality

Some of the most important factors to bear in mind when it comes to zero excess policies are reputation, customer service and vehicle quality.

Firstly, reputation. It can take months, but usually years, for a company to develop a good reputation. Take Europcar in Guernsey for instance. As a company, Europcar has been operating since 1949: that’s 75 years of crafting a good reputation of their brand – something which not many other companies can attest to.

Customer service is another important factor to take into account. A brand can have a great reputation, but if you deal with them and have a negative experience due to poor customer service, then you are not likely to ever return to using them. So if a company offers a 24/7 live chat feature on their website, or their in-person representatives make sure that you have a good experience with them, you are likely to return to them time and time again.

Last but not least, the quality of the vehicles on offer is another important factor to consider. As both a driver and passenger, you will want to feel safe and secure on the roads, and that is not likely to be the case if all of the hire vehicles are covered in dents and scratches and are all 15-20 years old. On the contrary, if a company offers newer, clean, tidy vehicles with minimal damages and a few thousand miles on the clock, you’re much more likely to associate this positive impact and experience with the brand itself.

Overall, your car hire experience in Guernsey will be elevated if you can confidently say that all three of these boxes have been ticked.

Enjoy Your Trip with Zero Excess Car Hire in Guernsey

Not only does it make your hire car experience overall more positive, but it can also have the additional effect of making you feel more confident on the roads in Guernsey.

For example, your provider is genuinely sound, your car is of top quality, and the customer service you received was excellent, so should you have any issues you will know that you can get back in touch with your provider and sort out any issues stress-free.

How to Drive Safely and Responsibly in Guernsey

Although Guernsey is a part of the United Kingdom and one of the Channel Islands, its small size can make the roads tricky to navigate. Here are a few tips that can make your driving experience more positive when visiting Guernsey:

• The maximum speed limit in Guernsey is 35mph (56km/h). Many of the roads are surrounded by high granite walls and are narrow, so you can expect to drive much slower than this around the island.
• There are no dual carriageways or motorways on Guernsey.
• Cars drive on the left side of the road, the same as in the UK, but opposite to much of Europe and the USA.
• Many of the roads are one-way, and there is a distinct lack of signage in Guernsey, so take your time while driving.
• It is illegal to use a mobile phone while driving unless it is via a hands-free device.
• Children aged 3-12 years old and under 135cm (4ft 4in) must sit in the back of the car and use a booster seat. Children under 14 years old must sit in the back of the car.

What to do in a Road Accident or Emergency in Guernsey

The numbers for the emergency services in Guernsey are the same as in the UK: 999. You should call the police first, and also alert them if you need an ambulance or a fire engine.

If your car has warning triangles, place one in front of your car and one behind your car to alert other road users that there is an accident up ahead.

You should also move the car off the road if possible and not sit in the vehicle as this can be very dangerous if it was to get hit by another car.

How to Avoid Extra Charges with Your Zero Excess Car Hire in Guernsey

With the additional charges from zero or reduced excess policies being fairly commonplace (windscreen, wing mirror, undercarriage and car interior), you should make sure that you add on any of these that you feel you might need before purchasing your policy.

After this, you can simply drive away and enjoy your trip to Guernsey!