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What is Car Hire in Kefalonia Without a Credit Card?
Kefalonia is the sixth-largest of all the Greek islands and the largest of the Ionian Islands. It is, unsurprisingly, located in the Ionian Sea off the west coast of the Greek mainland, and is known for its warm year-round climate and stunning beaches.
If you want to see all that this beautiful island has to offer, then exploring it by car is essential. There are several car hire suppliers in Kefalonia who accept a range of alternative payment methods for car rentals, and in this article, we will explain how you can hire a car without a credit card in Kefalonia.
After credit cards, the next most popular alternative payment method is a debit card. The way that this works is essentially the same as a credit card, apart from the deposit is not temporarily held, it is actually taken from your current account (or the bank account linked directly to your debit card).
This can be advantageous as we will explain later, but it also requires you to have sufficient funds in your current account to pay for it.
There are also alternative payment methods such as prepaid cards and cash which will also be explained later.

What are the Benefits of Renting a Car in Kefalonia Without a Credit Card?
The amount of time that can be saved when renting a car in Kefalonia without a credit card is the main advantage. For instance, you do not need to wait and see if you are eligible for a credit card, or wait for a credit check to take place.
Instead, you simply need to pay the agreed amount, and then leave in your hire car.
What are the Common Policies for Car Hire in Kefalonia?
Drivers must be aged at least 21 years old and have held their driving licence for at least one year before being eligible to hire a car in Kefalonia. Furthermore, drivers over 69 are generally not allowed to hire a car on the island, so this is also worth bearing in mind.
Young drivers – those under 25 – are also subject to a young driver surcharge, so car hire can become expensive for those under 25.
What Alternative Payment Options Are Available for Car Hire in Kefalonia?
Debit card payments, prepaid cards and cash are all alternative payment methods which can be used for car hire in Kefalonia. Some suppliers will accept payment via online bank transfers, too.
How Can You Rent a Car Without a Credit Card in Kefalonia?
The process of renting a car without a credit card in Kefalonia is very similar to renting a car with a credit card in Kefalonia.
When hiring with a credit card, the deposit is temporarily held, whereas when hiring with a debit card, the amount is taken from the bank account directly linked to the debit card. This is why it’s important to have enough money in your current account to do so.
Paying with cash is similar – you simply hand over the amount of cash that is required and you will receive the cash back at the end of the rental agreement.
How Can You Rent a Car with a Prepaid Card in Kefalonia?
Joyridehire.com accept payments with prepaid cards for car rentals in Kefalonia.
How Do You Rent a Car Using Cash in Kefalonia?
There are several local car hire companies that accept cash payments for car hire in Kefalonia. For those who are considering this, the currency used in Greece is the Euro, and the exchange rate works out as €1 is equal to £0.83.
Can I Use a Debit Card to Pay for the Security Deposit in Kefalonia?
While most companies require a credit card to pay for the security deposit, some companies allow debit card payments, including Kefalonia Rent a Car and Kefalonia Gold Cars.
When Should You Consider Renting a Car Without a Credit Card in Kefalonia?
If you are ineligible for a credit card, or would not like to use a credit card, then you should look into alternative payment methods when it comes to hiring a car in Kefalonia.
Why Do Some Car Hire Companies in Kefalonia Require a Credit Card?
Credit cards act as a safety net for car hire companies in Kefalonia. This is because should a driver incur any driving penalties (such as speeding tickets or parking fines) during the rental agreement, then the amount that they owe can simply be deducted from the temporarily held deposit from their credit card.
However, this is different with debit cards and alternative payment methods like cash – the driver will have to pay this on top of what they have already paid for the deposit and the rental upon the completion of the rental agreement, which can amount to a large sum of money.
Why Is It Important to Understand Security Deposits?
However, it’s important to note that security deposits also benefit the driver as much as the car hire company. They encourage safe and careful driving, because should the driver wish to receive their full deposit amount back (and why wouldn’t they?), then they will naturally be inclined to drive more carefully, avoiding picking up any driving penalties or becoming involved in any road traffic accidents.
Why Should You Check Local Policies and Restrictions?
Local policies and restrictions such as the ages at which drivers can hire a car and alternative payment methods can change with almost no notice, so it’s important to check just before you arrive in Kefalonia to avoid disappointment.
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