Without Credit Card Argentina Car Hire

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Can I Rent a Car Without a Credit Card in Argentina?

As with many countries, driving in inner city or national roads usually means better road conditions. Driving in rural Argentina may be challenging, as the roads may be in poorer condition and not as well-maintained as highways or city roads. Because of this, it’s a good idea to avoid off-roads, as your rental car may be at higher risk of sustaining damages which, if you don’t have a Collision Damage Waiver or extra insurance for your hire car, could make you liable to cover the cost. Generally, driving in Argentina poses no issues for both local and international drivers, and is a scenic and pleasant place to drive through, which is an even larger incentive to hire a car.

Hiring a car in Argentina is easy, efficient and convenient, with many of the best, most reliable and trusted car hire companies offering high-quality vehicles for hire from a number of locations. You may be wondering if car hire is possible without a credit card and if you can use alternative means of payment to secure your ideal vehicle. Let’s learn everything there is to know about hiring a car without a credit card in Argentina:

Car hire is most commonly done with a credit card, which is the preferred method of payment for many of the main car hire companies across the world. Credit cards are preferred simply for their ease of use and convenience, plus their low fraud risks/associations and how easy they are to track payments on. However, you can usually use debit cards for car rental payments if you don’t have access to or own a credit card.

Cash and prepaid cards are not normally accepted for major payments like security deposits, which can sometimes reach up to £3000. Credit cards are normally required for the security deposit, unless you can prove you have enough funds in a debit card account to cover the full amount. Cash is accepted only for the end of rental payment, but cash is usually the least accepted form of payment.

Upon hiring your car, you can either use a debit or credit card and pay online in advance, or head to a car rental desk when hiring from an airport. If you hire your car online, you may be more likely to select additional insurance or extras as they can either be added automatically to your booking or on the extras page before checkout– this can help keep the final payment or any extra costs low as you’d have more coverage.

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Disclaimer

What are the benefits of renting a car in Argentina without a credit card?

The magnificent Iguazu Falls
The Humahuaca Ravine valley in Argentina

If you’re used to using your debit card to pay for things and don’t actually own a credit card, many companies still accept debit cards as payment methods for security deposits and final rental payments, so long as you can prove you have the correct funds. Credit cards, although the preferred method of payment, can come with lengthy credit and security checks and may have a credit limit that isn’t large enough to cover the cost of the deposit–this can be avoided if you have a debit card with enough funds as there don’t tend to be limits on the amount you can pay.

What are the common policies for car hire in Argentina?

While UK driving licences are generally accepted, you’ll also need to acquire an IDP (International Driving Permit) when driving in Argentina with a foreign licence. An IDP normally needs to be acquired from your home country before you travel. To drive in Argentina the required age is 17-18, and to hire a car you usually need to be aged 21 or above. However, this can differ depending on the company you’re renting with, as some allow car hire for 18-year-olds.

What alternative payment options are available for car hire in Argentina?

Most of the main car rental companies in Argentina allow debit card payments for the security deposit. If you prepay for your car hire, you must use or present the same card you used to prebook the car upon collection or final payment, if applicable. Cash and prepaid cards can be accepted for final payment only and not for payment of the security deposit.

How can you rent a car in Argentina without a credit card?

As discussed above, prepaid cards, debit cards and cash can be used to pay for the final rental payment with certain companies, however, not every car rental company offers this.

How can you rent a car with a prepaid card in Argentina?

You can usually use prepaid cards when making a prepayment or booking in advance, when paying for the final full rental payment or any extra insurance or additions. Prepaid cards are not usually accepted for payment of the security deposit.

How do you rent a car using cash in Argentina?

As with prepaid cards, using cash is sometimes accepted when paying for the rental but not the deposit. Be wary when withdrawing large amounts of cash as this can flag up for fraud.

Can I use a debit card to pay the security deposit in Argentina?

You can sometimes use debit cards to pay the security deposit provided you have the right funds in your account to avoid being overdrawn– your debit card of course needs to be in date and registered to you and an account in your home country in order to be accepted.

When should you consider renting a car without a credit card in Argentina?

If you have paid online or prepaid using a debit card, you’ll need to use that same card to either pay the deposit in person upon collecting your vehicle or pay any add-ons. Not everyone uses credit cards, so debit or prepaid cards may be your preferred method. If using a prepaid or debit card, you must ensure you have the correct funds in your account to cover the cost of whatever payments you need to make.

Why do some car hire companies in Argentina require a credit card?

Credit cards are much more secure and easier to track and trace than debit cards, prepaid cards or cash, and allow the rental company to check that you have the appropriate funds to pay what you are liable for.

Why is it important to understand security deposits?

Security deposits are usually used for protection for both you and the rental company. An amount is deducted and blocked and then refunded once the rental period is over, as long as the car is returned in the same condition as it was picked up. Security deposits can help cover the costs of any damages sustained to the vehicle during the rental period, which is why security deposits can sometimes reach up to £3000.

Why should you check local policies and restrictions?

Every car rental company differs from each other– services that are offered by one rental company don’t automatically apply to rentals from another company. Bear this in mind when renting, and research your car rental company thoroughly before booking to ensure they align with your expectations.

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FAQs about Without a Credit Card in Argentina car hire

Most frequently asked questions about hiring a car without credit card in Argentina

Yes, most rental companies in Argentina allow prepaid cards, debit cards or cash for certain payments. Credit cards tend to be required for security deposit payments.
You can normally pay the final rental amount using a prepaid card or cash, and the security deposit can be paid with a debit or credit card provided you have the correct funds available.
You may need an IDP when renting and driving a car in Argentina if you have a foreign licence, as well as a valid form of ID, a major credit or debit card registered in your name and any insurance or registration documents, however this can differ between suppliers.

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